Terrilyn Morgan


EMAIL: tmorgan1@weber.edu
School of Accounting & Taxation
Weber State University
1337 Edvalson Street Dept. 3803
Ogden, UT  84408


Terrilyn Morgan joined the faculty of Weber State University in 2000 as an instructor of finance/accounting in the School of Accounting & Taxation at the Goddard School of Business & Economics. 

She is a member of the Assurance of Learning Committee for the Goddard School and volunteers with the VITA tax preparation program. In addition to a BS in accounting and business administration - finance, Morgan holds a MAcc in accounting from WSU. She teaches finance and accounting courses in the Goddard School’s undergraduate and MBA/MAcc programs as well as faculty/staff courses in personal finance.

Morgan’s work experience includes 15 years in banking as a commercial loan officer specializing in SBA and woman-owned business programs. Since 2008, her annual research on the progress of women attaining upper-management positions in the top 50 banks in the United States has appeared in numerous publications and has been presented at professional conferences. As an experienced and active accounting consultant, she helps local small businesses prepare loan requests, payroll tax reporting, financial analysis, internal financial audits and provides computer accounting system support.


MAcc, Weber State University, 1999

BS, Finance - Weber State University, 1998

BS, Accounting - Weber State University, 1992



          Morganomics               Ogden, UT       1995 - present

Practice primarily focuses on accounting, payroll and governmental reporting, taxation issues, auditing, business practices, preparation of loan packages for Small Business Administration review, and preparation of applications for government opportunities such as the Disadvantaged Business and Women-Owned Business Enterprise programs.


Weber State University Ogden, UT       1997-1999

Earned certification as a Master Tutor specializing in accounting and finance courses for both the Tutoring Services and the Student Support Services departments.


 West One Bank, Utah  Ogden, UT       1980-1995                  

Provided analysis for and preparation of Small Business Administration and Women-owned Business government loan packages, asset-based lending products, equipment financing, special purpose loans and fleet management loans.  Analyzed business financial statements and tax returns, prepared detailed loan memorandums for submission to credit committees, and provided all types of banking services to a wide variety of business clients in the local market area.


Financial Women International study results were released at the 86th Annual Conference in September 2008 concerning the advancement of women in the financial services industry.  The Women at the Top (WATT) is an ongoing study sponsored by Financial Women International.  Results were published in October 2008.

Financial Women International study results for the second year of research were released at the 87th Annual Conference in October 2009 concerning the advancement of women in the financial services industry.  The Women at the Top (WATT) is an ongoing study sponsored by Financial Women International.  Results were published in October 2009.

Women at the Top (WATT®) is a new organization that will continue reporting the advancement of women in the financial services industry study originally prepared for Financial Women International in 2008 and 2009.  

  • 2010 student research project results were released in November 2010
  • 2011 study results were released in October of 2011
  • 2012 study was completed by the FIN 3350 Summer/Fall sections and results were published and also served as the basis for a panel discussion presented in virtual format in October 2012 
  • 2013 study was used as the basis for several WATT discussions and blog posts
  • 2014 and 2015 results were covered by Newswire via PRWEB with targeted release to State Banking Associations and Independent Community Banking Associations